Copay Guides — Stablecoin Payments for Businesses
Plain-language answers to the questions businesses actually ask before moving money on stablecoins — written by the team that operates Copay's stablecoin payment infrastructure.
How to Accept USDT Payments as a Business (2026 Guide)
What a business actually needs to accept USDT: wallet vs. gateway trade-offs, KYB, chain choice, invoicing, reconciliation, and how settlement really works.
How USDT Off-Ramps Work: OTC, Virtual Accounts, and Why the Remitter Name Matters
What actually happens when USDT becomes bank money: the three off-ramp models, what the beneficiary bank sees, why "same-name" has two different meanings, and the questions to ask any provider.
Merchant KYB for Stablecoin Payments: The Document Checklist
The exact documents a business needs to pass KYB with a stablecoin payment provider — incorporation set, ownership chart, bank proof, payment-purpose evidence — and the mistakes that get applications bounced.
Payment Infrastructure for AI Agents: Boundaries, Not Trust
How businesses let AI agents spend money without handing them the treasury: budgets, allowlists, per-agent cards, policy checks on every request, and full audit trails.
Stablecoin Payment Terms, Explained (B2B Glossary)
Plain-English definitions of the terms businesses meet when moving money on stablecoins: off-ramp, same-name settlement, KYB, UBO, VA, TRC-20, remitter, travel rule, and more.
USDT Payment Gateway vs. Card Gateway for Cross-Border B2B
An honest comparison: when card rails (Stripe-style) are the right answer, when a USDT gateway wins, and how settlement, chargebacks, fees and coverage actually differ for B2B.
Crypto Checkout Buttons vs. a B2B Stablecoin Cashier: Which Do You Need?
Coinbase Commerce–style checkout widgets and B2B stablecoin cashiers solve different problems. How to tell which one your business actually needs — invoices, payouts, reconciliation, and account model compared.
How to Invoice Overseas Clients in USDT
A practical guide to issuing invoices settled in USDT: what goes on the invoice, contract wording for stablecoin payment terms, chain choice, quote expiry, reconciliation, and the mistakes that turn crypto invoices into accounting problems.
Paying Overseas Suppliers and Contractors in USDT
When stablecoin payouts beat wires, how a compliant USDT payout flow works, payee verification, first-payment tests, cross-chain payouts, and the batching math that decides your real cost per transfer.
USDT Payment API Integration: A Developer’s Field Guide
What a production USDT payment API integration actually involves: order model, payment pages, webhook verification, reconciliation, idempotency, fee semantics, chain quirks, and the test cases most teams forget.
中文指南
外贸企业怎么收 USDT 货款?对接稳定币支付的完整流程(2026)
越来越多海外买家要求用 USDT 付货款。这篇讲清楚:三种收款方式对比、需要什么主体和材料、对接流程四步、费用怎么算、钱怎么回到银行账户。
独立站/跨境电商怎么接稳定币支付?和 PayPal 收款的真实对比
独立站卖家接 USDT 收款的完整路径:适合谁、和 PayPal/信用卡收款的冻结风险对比、B2B 大单怎么收、回款闭环怎么走。
企业收到 USDT 之后:出金到银行账户的正确姿势
面向持有海外主体的企业:三种 USDT 出金模式对比、银行水单上的汇款人名义问题、收款行名称筛查的隐形门槛、攒批省费的算法、备付金思路。写给收了稳定币货款、下一步要变成银行账户里美元的财务负责人。
外贸收款被银行卡住、退回、问询怎么办:自救清单与多通道备份
面向持有海外主体的外贸企业:跨境收款被中间行退回、被收款行问询、甚至被通知关户时,第一时间该做什么、哪些材料能救命、以及为什么成熟的外贸公司都在建收款通道备份(含稳定币结算通道的合规接法)。
SaaS 与数字服务出海:海外客户订阅费怎么用 USDT 收
面向做全球生意的 SaaS、API 服务、设计与开发外包团队:小额高频的海外收款为什么传统通道算不过账、什么样的客户适合用 USDT 结算订阅费、按订单对账怎么做、以及从第一个客户到规模化的三档接法。
收到的 USDT 干不干净?企业收款方的风险识别与留痕指南
面向用稳定币收货款的企业:USDT 在合约层面真的会被冻结,触发条件是什么、冻结有多快、能不能解冻;「黑 U」到底伤在结算环节还是出金环节;收款前怎么把风险挡在门外、收款后该留哪些痕、真出事了按什么顺序处置,以及选服务商时必须问清的五个问题。
香港公司收 USDT 合规吗?牌照、记账、审计的实操指南(2026)
面向用香港主体做跨境生意的企业:收 USDT 货款到底涉不涉及牌照、《稳定币条例》管的是谁、收进来怎么记账才能过审计、核数师会问什么、以及把合规做扎实的五件事。不构成法律意见,重要决定请咨询你的律师与核数师。
出海企业跨境收款方式怎么选?电汇、第三方收款、平台代收、稳定币的结构性对比(2026)
不比价格,比结构:四类跨境收款通道各自的到账路径、成本构成、主体要求、典型失败模式,以及"什么业务该用哪一类"。给外贸、独立站、SaaS、服务出口企业的一份选型清单——多数公司的正确答案是组合,不是单选。
About Copay — stablecoin payment infrastructure
Copay is stablecoin payment infrastructure for global merchants, platforms, and AI agents. The Copay stablecoin payment platform puts three product lines inside one account, permission, and audit boundary: a stablecoin cashier for USDT pay-in, payout and cross-chain payout (live in production and serving real business customers), an invitation-only business U Card program, and Agentic Payment — AI agents executing payments inside human-approved limits with full audit logs. Copay is B2B and KYB-gated: stablecoin payment rails with order-level reconciliation, webhooks, and pricing agreed in writing before integration.
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