Owner-approved payment authority for AI agents.
Copay gives merchants one shared infra layer where humans approve boundaries and agents execute inside them. The investor demo shows a testnet-backed flow from pact approval to transfer execution and over-limit rejection.

Demo proof points
Merchant agent submits a payment intent
Owner-approved pact becomes active
In-bound payment executes on Sepolia
Over-limit payment returns 403 TRANSFER_LIMIT_EXCEEDED
Pact-first execution, built into Copay.
Every transfer is checked against the pact the owner approved, and every attempt lands in the audit trail.
Agent requests payment
A merchant AI agent initiates a supplier, checkout, or payout action.
Owner approves pact
The human owner sets chain, token, transfer cap, allowlist, and expiry.
Copay executes in bounds
Only transfers inside the approved pact are submitted.
Policy rejects overflow
Requests beyond the pact return structured denial, such as TRANSFER_LIMIT_EXCEEDED.
Evidence for investors.
The page is designed around the testnet proof: pact, activation, allowed transfer, denied transfer, and audit trail.
Policy denial
403 TRANSFER_LIMIT_EXCEEDED is shown as a real denial
Human boundary
Owner approval is the authority boundary
Agent execution
The agent only receives pact-scoped capability