Copay Agentic Wallet

Owner-approved payment authority for AI agents.

Copay gives merchants one shared infra layer where humans approve boundaries and agents execute inside them. The investor demo shows a testnet-backed flow from pact approval to transfer execution and over-limit rejection.

Animated demo of Copay agentic payment flow

Demo proof points

Merchant agent submits a payment intent

Owner-approved pact becomes active

In-bound payment executes on Sepolia

Over-limit payment returns 403 TRANSFER_LIMIT_EXCEEDED

Pact-first execution, built into Copay.

Every transfer is checked against the pact the owner approved, and every attempt lands in the audit trail.

Agent requests payment

A merchant AI agent initiates a supplier, checkout, or payout action.

Owner approves pact

The human owner sets chain, token, transfer cap, allowlist, and expiry.

Copay executes in bounds

Only transfers inside the approved pact are submitted.

Policy rejects overflow

Requests beyond the pact return structured denial, such as TRANSFER_LIMIT_EXCEEDED.

Evidence for investors.

The page is designed around the testnet proof: pact, activation, allowed transfer, denied transfer, and audit trail.

Policy denial

403 TRANSFER_LIMIT_EXCEEDED is shown as a real denial

Human boundary

Owner approval is the authority boundary

Agent execution

The agent only receives pact-scoped capability